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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,909 | $95,406+47.7% | $185,849-24.2% | $85,847+64.1% |
| Participation rate | 87.7% | 68.8%+18.9pp | 81.7%+5.9pp | 69.3%+18.3pp |
| Annual return | 8.54% | 23.59%-15.1pp | 122.10%-113.6pp | 318.61%-310.1pp |
| Employer contribution / active EE | $2,994 | $3,314-9.6% | $5,169-42.1% | $2,565+16.7% |
| Participant deferral / active EE | $5,800 | $3,424+69.4% | $5,569+4.2% | $3,952+46.8% |
| Admin fee / account holder | $3,876 | $7,214-46.3% | $16,244-76.1% | $6,261-38.1% |