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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,911 | $77,908+37.2% | $149,696-28.6% | $75,173+42.2% |
| Participation rate | 74.5% | 65.6%+8.9pp | 78.8%-4.3pp | 67.2%+7.3pp |
| Annual return | 11.48% | 31.73%-20.2pp | 134.46%-123.0pp | 160.72%-149.2pp |
| Employer contribution / active EE | $1,240 | $3,138-60.5% | $4,821-74.3% | $2,671-53.6% |
| Participant deferral / active EE | $6,368 | $3,411+86.7% | $5,682+12.1% | $4,126+54.3% |
| Admin fee / account holder | $32,482 | $5,950+445.9% | $13,212+145.9% | $5,651+474.8% |