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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,927 | $75,962+57.9% | $154,108-22.2% | $64,173+86.9% |
| Participation rate | 84.1% | 70.4%+13.6pp | 83.0%+1.0pp | 69.6%+14.5pp |
| Annual return | -8.03% | 30.32%-38.4pp | 735.21%-743.2pp | 7.63%-15.7pp |
| Employer contribution / active EE | $3,269 | $3,350-2.4% | $5,298-38.3% | $2,381+37.3% |
| Participant deferral / active EE | $5,654 | $3,175+78.1% | $5,081+11.3% | $3,470+62.9% |
| Admin fee / account holder | $5,829 | $5,589+4.3% | $13,411-56.5% | $4,887+19.3% |