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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,891 | $72,177+271.2% | $115,038+132.9% | $59,633+349.2% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | 0.01% | 12.02%-12.0pp | 26.14%-26.1pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $4,211 | $2,841+48.2% | $4,608-8.6% | $2,203+91.2% |
| Participant deferral / active EE | $1,878 | $4,783-60.7% | $6,026-68.8% | $3,192-41.2% |
| Admin fee / account holder | $9,766 | $4,927+98.2% | $8,175+19.5% | $4,297+127.3% |