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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,233 | $77,817+220.3% | $123,553+101.7% | $64,173+288.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -2.43% | 12.49%-14.9pp | 119.21%-121.6pp | 7.63%-10.1pp |
| Employer contribution / active EE | $5,013 | $3,014+66.3% | $4,628+8.3% | $2,381+110.5% |
| Participant deferral / active EE | $1,523 | $5,240-70.9% | $6,426-76.3% | $3,470-56.1% |
| Admin fee / account holder | $15,831 | $5,519+186.8% | $9,284+70.5% | $4,887+223.9% |