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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,172 | $93,598+20.9% | $135,974-16.8% | $75,173+50.5% |
| Participation rate | 77.8% | 75.2%+2.6pp | 81.9%-4.1pp | 67.2%+10.6pp |
| Annual return | 10.16% | 30.89%-20.7pp | 68.30%-58.1pp | 160.72%-150.6pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,964 | $6,405-38.1% | $7,760-48.9% | $4,126-3.9% |
| Admin fee / account holder | $4,407 | $6,978-36.8% | $10,767-59.1% | $5,651-22.0% |