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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,776 | $98,776+60.7% | $149,745+6.0% | $79,856+98.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 1.07% | 27.38%-26.3pp | 276.72%-275.7pp | 31.71%-30.6pp |
| Employer contribution / active EE | $8,474 | $3,217+163.4% | $4,646+82.4% | $2,471+242.9% |
| Participant deferral / active EE | $3,619 | $5,681-36.3% | $6,843-47.1% | $3,741-3.2% |
| Admin fee / account holder | $5,894 | $6,053-2.6% | $9,312-36.7% | $5,306+11.1% |