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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,445 | $138,386+23.2% | $184,260-7.5% | $80,935+110.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 15.64% | 20.02%-4.4pp | 28.84%-13.2pp | 35.66%-20.0pp |
| Employer contribution / active EE | $15,602 | $4,851+221.6% | $6,427+142.7% | $2,757+466.0% |
| Participant deferral / active EE | $10,082 | $7,076+42.5% | $9,133+10.4% | $4,299+134.5% |
| Admin fee / account holder | $51,872 | $10,489+394.6% | $13,898+273.2% | $6,924+649.1% |