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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,027 | $185,883+3.8% | $170,043+13.5% | $139,466+38.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 21.82% | 60.54%-38.7pp | 53.40%-31.6pp | 373.66%-351.8pp |
| Employer contribution / active EE | $16,595 | $7,596+118.5% | $6,790+144.4% | $4,754+249.1% |
| Participant deferral / active EE | $11,506 | $11,626-1.0% | $10,410+10.5% | $6,712+71.4% |
| Admin fee / account holder | $11,440 | $15,393-25.7% | $12,824-10.8% | $11,409+0.3% |