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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,665 | $167,522+0.1% | $151,639+10.6% | $134,532+24.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.25% | 7.81%-26.1pp | 3.34%-21.6pp | 418.27%-436.5pp |
| Employer contribution / active EE | $15,880 | $6,828+132.6% | $6,165+157.6% | $4,741+235.0% |
| Participant deferral / active EE | $11,017 | $8,986+22.6% | $8,363+31.7% | $6,401+72.1% |
| Admin fee / account holder | $1,172 | $13,780-91.5% | $11,613-89.9% | $11,429-89.7% |