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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,502 | $146,267+98.6% | $197,124+47.4% | $82,448+252.3% |
| Participation rate | 89.5% | 84.0%+5.5pp | 86.7%+2.8pp | 68.1%+21.4pp |
| Annual return | 13.91% | 29.61%-15.7pp | 44.34%-30.4pp | 41.64%-27.7pp |
| Employer contribution / active EE | $16,119 | $4,723+241.3% | $6,227+158.8% | $2,551+531.9% |
| Participant deferral / active EE | $13,701 | $7,035+94.8% | $9,135+50.0% | $4,139+231.0% |
| Admin fee / account holder | $1,505 | $14,422-89.6% | $16,298-90.8% | $7,234-79.2% |