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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,945 | $138,386+85.7% | $184,260+39.4% | $80,935+217.5% |
| Participation rate | 94.7% | 83.9%+10.8pp | 86.8%+7.9pp | 67.7%+27.1pp |
| Annual return | 29.89% | 20.02%+9.9pp | 28.84%+1.0pp | 35.66%-5.8pp |
| Employer contribution / active EE | $13,948 | $4,851+187.6% | $6,427+117.0% | $2,757+406.0% |
| Participant deferral / active EE | $11,254 | $7,076+59.1% | $9,133+23.2% | $4,299+161.8% |
| Admin fee / account holder | $10,808 | $10,489+3.0% | $13,898-22.2% | $6,924+56.1% |