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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,945 | $138,366+85.7% | $184,185+39.5% | $80,911+217.6% |
| Participation rate | 94.7% | 83.9%+10.9pp | 86.8%+7.9pp | 67.6%+27.1pp |
| Annual return | 29.89% | 20.02%+9.9pp | 28.81%+1.1pp | 35.63%-5.7pp |
| Employer contribution / active EE | $13,948 | $4,849+187.7% | $6,426+117.1% | $2,756+406.1% |
| Participant deferral / active EE | $11,254 | $7,074+59.1% | $9,132+23.2% | $4,297+161.9% |
| Admin fee / account holder | $10,808 | $10,484+3.1% | $13,909-22.3% | $6,935+55.9% |