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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,502 | $143,969+101.8% | $199,883+45.3% | $82,637+251.5% |
| Participation rate | 89.5% | 84.1%+5.3pp | 86.8%+2.7pp | 68.1%+21.4pp |
| Annual return | 13.91% | 25.67%-11.8pp | 43.81%-29.9pp | 53.51%-39.6pp |
| Employer contribution / active EE | $16,119 | $4,632+248.0% | $6,261+157.4% | $2,552+531.6% |
| Participant deferral / active EE | $13,701 | $6,937+97.5% | $9,138+49.9% | $4,126+232.1% |
| Admin fee / account holder | $1,505 | $14,597-89.7% | $17,268-91.3% | $7,339-79.5% |