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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,601 | $23,330-88.9% | $64,489-96.0% | $82,448-96.8% |
| Participation rate | 94.4% | 68.3%+26.2pp | 67.7%+26.8pp | 68.1%+26.4pp |
| Annual return | 5.83% | 83.66%-77.8pp | 55.03%-49.2pp | 41.64%-35.8pp |
| Employer contribution / active EE | $795 | $824-3.6% | $1,523-47.8% | $2,551-68.8% |
| Participant deferral / active EE | $1,601 | $1,707-6.2% | $2,778-42.4% | $4,139-61.3% |
| Admin fee / account holder | $1,868 | $2,946-36.6% | $4,260-56.1% | $7,234-74.2% |