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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,601 | $24,618-89.4% | $71,585-96.4% | $82,637-96.9% |
| Participation rate | 94.4% | 68.2%+26.3pp | 68.2%+26.3pp | 68.1%+26.4pp |
| Annual return | 5.83% | 93.17%-87.3pp | 59.26%-53.4pp | 53.51%-47.7pp |
| Employer contribution / active EE | $795 | $852-6.7% | $1,669-52.4% | $2,552-68.9% |
| Participant deferral / active EE | $1,601 | $1,720-6.9% | $2,923-45.2% | $4,126-61.2% |
| Admin fee / account holder | $1,868 | $3,285-43.1% | $4,712-60.3% | $7,339-74.5% |