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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,772 | $22,602-92.2% | $65,328-97.3% | $75,181-97.6% |
| Participation rate | 67.9% | 63.1%+4.9pp | 64.9%+3.0pp | 67.2%+0.7pp |
| Annual return | 60.13% | 71.13%-11.0pp | 47.39%+12.7pp | 160.69%-100.6pp |
| Employer contribution / active EE | $522 | $941-44.5% | $1,692-69.1% | $2,671-80.4% |
| Participant deferral / active EE | $1,081 | $1,695-36.2% | $2,832-61.8% | $4,126-73.8% |
| Admin fee / account holder | $72 | $1,877-96.1% | $4,116-98.2% | $5,650-98.7% |