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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,010 | $57,352-66.9% | $83,831-77.3% | $64,173-70.4% |
| Participation rate | 77.2% | 68.6%+8.6pp | 76.1%+1.1pp | 69.6%+7.6pp |
| Annual return | -10.90% | 11.38%-22.3pp | 850.99%-861.9pp | 7.63%-18.5pp |
| Employer contribution / active EE | $1,910 | $2,546-25.0% | $3,631-47.4% | $2,381-19.8% |
| Participant deferral / active EE | $2,999 | $2,993+0.2% | $4,082-26.5% | $3,470-13.6% |
| Admin fee / account holder | $332 | $4,046-91.8% | $5,479-93.9% | $4,887-93.2% |