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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,229 | $64,729-42.5% | $112,263-66.8% | $68,490-45.6% |
| Participation rate | 83.8% | 67.2%+16.6pp | 75.1%+8.7pp | 67.9%+15.9pp |
| Annual return | -18.02% | -11.40%-6.6pp | 27.49%-45.5pp | -7.85%-10.2pp |
| Employer contribution / active EE | $2,463 | $2,746-10.3% | $3,636-32.3% | $2,597-5.2% |
| Participant deferral / active EE | $4,630 | $3,566+29.9% | $4,729-2.1% | $4,028+15.0% |
| Admin fee / account holder | $1,285 | $5,222-75.4% | $6,410-79.9% | $5,403-76.2% |