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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,230 | $73,940-37.5% | $96,496-52.1% | $75,173-38.5% |
| Participation rate | 72.8% | 66.4%+6.4pp | 74.3%-1.5pp | 67.2%+5.6pp |
| Annual return | 17.93% | 26.71%-8.8pp | 35.70%-17.8pp | 160.65%-142.7pp |
| Employer contribution / active EE | $2,231 | $2,929-23.8% | $3,738-40.3% | $2,670-16.4% |
| Participant deferral / active EE | $4,116 | $3,659+12.5% | $4,879-15.6% | $4,126-0.2% |
| Admin fee / account holder | $2,683 | $5,216-48.6% | $6,731-60.1% | $5,651-52.5% |