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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,182 | $63,346-72.9% | $92,240-81.4% | $70,126-75.5% |
| Participation rate | 75.0% | 68.7%+6.3pp | 76.5%-1.5pp | 69.5%+5.5pp |
| Annual return | 49.33% | 530.19%-480.9pp | 176.29%-127.0pp | 73.15%-23.8pp |
| Employer contribution / active EE | $1,880 | $2,471-23.9% | $3,680-48.9% | $2,343-19.7% |
| Participant deferral / active EE | $3,051 | $2,854+6.9% | $3,897-21.7% | $3,332-8.4% |
| Admin fee / account holder | $783 | $3,841-79.6% | $5,194-84.9% | $4,645-83.1% |