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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 13 · EIN 06-1050034 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Contract Administrator | $123,520 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $71,500 |
Filed as: KRAVITZ Service code 14 · EIN 95-3207191 | Plan Administrator | $16,920 |
EIDE BAILLY LLP9+ years Service code 10 · EIN 45-0250958 | Accounting | $15,000 |
Filed as: PRUDENTIAL INVESTMENT MANAGEMENT Service code 63 · EIN 13-4122960 | 12b-1 Fees | $1,445 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,538 | $50,169+72.5% | $149,740-42.2% | $80,187+7.9% |
| Participation rate | 87.2% | 64.3%+22.9pp | 78.8%+8.4pp | 72.9%+14.2pp |
| Annual return | 16.15% | 29.82%-13.7pp | 134.51%-118.4pp | 40.40%-24.2pp |
| Employer contribution / active EE | $7,674 | $1,869+310.5% | $4,821+59.2% | $2,980+157.5% |
| Participant deferral / active EE | $2,069 | $3,194-35.2% | $5,683-63.6% | $5,016-58.8% |
| Admin fee / account holder | $89 | $153-41.8% | $13,222-99.3% | $145-38.7% |