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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 06-1050034 | Contract Administrator | $205,334 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $71,500 |
Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SE Service code 63 · EIN 13-4122960 | 12b-1 Fees | $14,662 |
EIDE BAILLY LLP7+ years Service code 10 · EIN 45-0250958 | Accounting | $6,500 |
Filed as: PRUDENTIAL INSURANCE COMPANY OF AME Service code 15 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,762 | $67,512+70.0% | $185,854-38.3% | $93,010+23.4% |
| Participation rate | 69.4% | 67.1%+2.3pp | 81.7%-12.3pp | 73.9%-4.5pp |
| Annual return | 14.03% | 21.04%-7.0pp | 122.12%-108.1pp | 158.70%-144.7pp |
| Employer contribution / active EE | $6,020 | $1,783+237.6% | $5,169+16.5% | $2,705+122.5% |
| Participant deferral / active EE | $1,493 | $3,035-50.8% | $5,569-73.2% | $4,561-67.3% |
| Admin fee / account holder | $209 | $318-34.1% | $16,246-98.7% | $152+38.0% |