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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,817 | $112,131-82.3% | $95,964-79.3% | $158,982-87.5% |
| Participation rate | 81.8% | 79.0%+2.8pp | 77.1%+4.7pp | 82.0%-0.1pp |
| Annual return | 8.03% | 171.19%-163.2pp | 91.64%-83.6pp | 302.99%-295.0pp |
| Employer contribution / active EE | $955 | $3,199-70.1% | $2,541-62.4% | $4,763-79.9% |
| Participant deferral / active EE | $1,170 | $4,784-75.5% | $4,167-71.9% | $5,983-80.4% |
| Admin fee / account holder | $5,648 | $10,136-44.3% | $6,797-16.9% | $11,252-49.8% |