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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,807 | $56,197-68.3% | $67,652-73.7% | $59,633-70.1% |
| Participation rate | 78.1% | 71.5%+6.7pp | 75.7%+2.5pp | 68.7%+9.5pp |
| Annual return | -2.42% | 18508.10%-18510.5pp | 6625.40%-6627.8pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $1,954 | $1,615+21.0% | $2,266-13.8% | $2,203-11.3% |
| Participant deferral / active EE | $3,602 | $2,844+26.7% | $3,560+1.2% | $3,192+12.8% |
| Admin fee / account holder | $423 | $3,958-89.3% | $4,821-91.2% | $4,297-90.2% |