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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,291 | $60,349-66.4% | $74,184-72.6% | $62,881-67.7% |
| Participation rate | 81.5% | 72.7%+8.8pp | 76.6%+4.9pp | 69.3%+12.2pp |
| Annual return | 7.14% | 21.38%-14.2pp | 17.74%-10.6pp | 20.14%-13.0pp |
| Employer contribution / active EE | $2,113 | $1,680+25.7% | $2,370-10.9% | $2,281-7.4% |
| Participant deferral / active EE | $5,064 | $2,856+77.3% | $3,550+42.7% | $3,203+58.1% |
| Admin fee / account holder | $4,560 | $4,261+7.0% | $5,586-18.4% | $4,296+6.1% |