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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,766 | $124,346-90.5% | $111,306-89.4% | $167,553-93.0% |
| Participation rate | 85.7% | 79.6%+6.1pp | 77.3%+8.4pp | 82.1%+3.6pp |
| Annual return | 10.72% | 37.46%-26.7pp | 54.67%-44.0pp | 478.89%-468.2pp |
| Employer contribution / active EE | $1,240 | $3,438-63.9% | $2,732-54.6% | $4,840-74.4% |
| Participant deferral / active EE | $1,409 | $5,182-72.8% | $4,488-68.6% | $6,343-77.8% |
| Admin fee / account holder | $12,142 | $10,623+14.3% | $7,966+52.4% | $12,316-1.4% |