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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,005 | $76,551-79.1% | $123,894-87.1% | $62,881-74.5% |
| Participation rate | 90.5% | 73.0%+17.5pp | 81.4%+9.1pp | 69.3%+21.2pp |
| Annual return | 0.00% | 18.68%-18.7pp | 47.52%-47.5pp | 20.14%-20.1pp |
| Employer contribution / active EE | $900 | $2,882-68.8% | $4,617-80.5% | $2,281-60.5% |
| Participant deferral / active EE | $3,538 | $4,840-26.9% | $5,984-40.9% | $3,203+10.4% |
| Admin fee / account holder | $916 | $4,826-81.0% | $8,357-89.0% | $4,296-78.7% |