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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,424 | $93,617-49.3% | $135,982-65.1% | $75,177-36.9% |
| Participation rate | 79.2% | 75.2%+4.0pp | 81.9%-2.8pp | 67.2%+12.0pp |
| Annual return | 17.03% | 30.89%-13.9pp | 68.32%-51.3pp | 160.75%-143.7pp |
| Employer contribution / active EE | $378 | $3,538-89.3% | $4,859-92.2% | $2,671-85.8% |
| Participant deferral / active EE | $3,612 | $6,406-43.6% | $7,760-53.5% | $4,126-12.5% |
| Admin fee / account holder | $1,442 | $6,980-79.3% | $10,767-86.6% | $5,651-74.5% |