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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,010 | $98,776-62.5% | $149,745-75.3% | $79,856-53.7% |
| Participation rate | 76.6% | 75.8%+0.8pp | 82.5%-5.9pp | 69.6%+7.0pp |
| Annual return | 15.66% | 27.38%-11.7pp | 276.72%-261.1pp | 31.71%-16.1pp |
| Employer contribution / active EE | $309 | $3,217-90.4% | $4,646-93.3% | $2,471-87.5% |
| Participant deferral / active EE | $3,221 | $5,681-43.3% | $6,843-52.9% | $3,741-13.9% |
| Admin fee / account holder | $2,966 | $6,053-51.0% | $9,312-68.1% | $5,306-44.1% |