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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,938 | $102,385-42.4% | $147,080-59.9% | $80,935-27.2% |
| Participation rate | 85.4% | 75.9%+9.5pp | 82.2%+3.2pp | 67.7%+17.7pp |
| Annual return | 11.29% | 135.09%-123.8pp | 420.17%-408.9pp | 35.66%-24.4pp |
| Employer contribution / active EE | $1,099 | $3,717-70.4% | $4,933-77.7% | $2,757-60.1% |
| Participant deferral / active EE | $4,784 | $6,651-28.1% | $8,066-40.7% | $4,299+11.3% |
| Admin fee / account holder | $6,206 | $7,951-21.9% | $12,989-52.2% | $6,924-10.4% |