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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,485 | $110,379+39.1% | $102,412+49.9% | $145,884+5.2% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 9.96% | 24.84%-14.9pp | 24.94%-15.0pp | 551.85%-541.9pp |
| Employer contribution / active EE | $9,814 | $4,216+132.8% | $3,870+153.6% | $4,662+110.5% |
| Participant deferral / active EE | $12,781 | $5,622+127.3% | $5,060+152.6% | $6,690+91.1% |
| Admin fee / account holder | $1,929 | $9,745-80.2% | $8,388-77.0% | $13,392-85.6% |