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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,072 | $106,280+12.0% | $96,538+23.3% | $139,487-14.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.63% | 38.48%-24.8pp | 35.74%-22.1pp | 373.84%-360.2pp |
| Employer contribution / active EE | $11,134 | $4,107+171.1% | $3,740+197.7% | $4,755+134.2% |
| Participant deferral / active EE | $12,136 | $5,457+122.4% | $4,880+148.7% | $6,713+80.8% |
| Admin fee / account holder | $1,339 | $7,888-83.0% | $6,737-80.1% | $11,407-88.3% |