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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,586 | $115,814-46.0% | $101,275-38.2% | $158,982-60.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 17.59% | 56.16%-38.6pp | 46.48%-28.9pp | 302.99%-285.4pp |
| Employer contribution / active EE | $3,338 | $4,176-20.1% | $3,660-8.8% | $4,763-29.9% |
| Participant deferral / active EE | $10,568 | $4,958+113.1% | $4,371+141.8% | $5,983+76.6% |
| Admin fee / account holder | $697 | $7,249-90.4% | $5,948-88.3% | $11,252-93.8% |