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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,233 | $133,998-34.9% | $112,263-22.3% | $134,545-35.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.37% | 47.17%-63.5pp | 27.49%-43.9pp | 418.37%-434.7pp |
| Employer contribution / active EE | $9,312 | $4,040+130.5% | $3,636+156.1% | $4,742+96.4% |
| Participant deferral / active EE | $11,737 | $5,292+121.8% | $4,729+148.2% | $6,401+83.4% |
| Admin fee / account holder | $1,103 | $7,493-85.3% | $6,410-82.8% | $11,431-90.4% |