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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,733 | $124,351-33.5% | $109,188-24.2% | $167,553-50.6% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.9%+9.8pp | 82.1%+3.6pp |
| Annual return | 12.52% | 26.04%-13.5pp | 25.76%-13.2pp | 478.89%-466.4pp |
| Employer contribution / active EE | $2,767 | $4,210-34.3% | $3,723-25.7% | $4,840-42.8% |
| Participant deferral / active EE | $9,545 | $5,257+81.6% | $4,654+105.1% | $6,343+50.5% |
| Admin fee / account holder | $1,028 | $7,975-87.1% | $6,755-84.8% | $12,316-91.7% |