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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,728 | $95,404-21.7% | $113,397-34.1% | $82,637-9.6% |
| Participation rate | 83.8% | 72.8%+11.0pp | 76.5%+7.3pp | 68.1%+15.7pp |
| Annual return | 14.84% | 19.08%-4.2pp | 23.20%-8.4pp | 53.51%-38.7pp |
| Employer contribution / active EE | $7,950 | $2,307+244.6% | $2,977+167.0% | $2,552+211.5% |
| Participant deferral / active EE | $5,509 | $4,220+30.6% | $5,076+8.5% | $4,126+33.5% |
| Admin fee / account holder | $1,662 | $9,168-81.9% | $11,957-86.1% | $7,339-77.4% |