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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,989 | $100,805-35.5% | $86,698-25.0% | $134,532-51.7% |
| Participation rate | 90.5% | 79.0%+11.5pp | 76.6%+13.9pp | 81.2%+9.2pp |
| Annual return | -16.92% | 29.09%-46.0pp | 35.95%-52.9pp | 418.27%-435.2pp |
| Employer contribution / active EE | $8,709 | $3,490+149.5% | $2,837+207.0% | $4,741+83.7% |
| Participant deferral / active EE | $6,571 | $5,339+23.1% | $4,656+41.1% | $6,401+2.7% |
| Admin fee / account holder | $1,247 | $10,925-88.6% | $7,493-83.4% | $11,429-89.1% |