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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,926 | $112,121-58.1% | $95,960-51.1% | $158,966-70.5% |
| Participation rate | 90.9% | 79.0%+11.9pp | 77.1%+13.8pp | 82.0%+8.9pp |
| Annual return | 19.77% | 171.16%-151.4pp | 91.63%-71.9pp | 302.95%-283.2pp |
| Employer contribution / active EE | $7,360 | $3,199+130.1% | $2,541+189.6% | $4,762+54.5% |
| Participant deferral / active EE | $5,292 | $4,784+10.6% | $4,167+27.0% | $5,983-11.5% |
| Admin fee / account holder | $437 | $10,135-95.7% | $6,797-93.6% | $11,250-96.1% |