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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,685 | $110,212-43.1% | $96,534-35.1% | $139,466-55.1% |
| Participation rate | 82.6% | 78.1%+4.5pp | 76.0%+6.6pp | 80.3%+2.3pp |
| Annual return | 16.65% | 26.42%-9.8pp | 25.88%-9.2pp | 373.66%-357.0pp |
| Employer contribution / active EE | $8,076 | $3,620+123.1% | $2,965+172.3% | $4,754+69.9% |
| Participant deferral / active EE | $7,117 | $5,547+28.3% | $4,851+46.7% | $6,712+6.0% |
| Admin fee / account holder | $12,119 | $11,599+4.5% | $8,253+46.8% | $11,409+6.2% |