Filed February 9, 2015 (most recent of 6 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES7+ years Service code 26 · EIN 77-0473565 | Advisory (Participants) | $963,614 |
FID INV INST OPS CO5 years Service code 15 · EIN 04-2647786 | Recordkeeping | $501,903 |
FINANCIAL ENGINES3 years Filed as: EDELMAN FINANCIAL ENGINES, LLC Service code 27 · EIN 94-3250323 | Advisory (Plan) | $18,988 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,903 | $101,555+107.7% | $453,569-53.5% | $101,555+107.7% |
| Participation rate | 98.0% | 74.5%+23.5pp | 78.0%+20.0pp | 74.5%+23.5pp |
| Annual return | 9.95% | 21.00%-11.1pp | 64.43%-54.5pp | 21.00%-11.1pp |
| Employer contribution / active EE | $4,037 | $2,972+35.8% | $4,072-0.9% | $2,972+35.8% |
| Participant deferral / active EE | $11,569 | $4,874+137.4% | $6,211+86.3% | $4,874+137.4% |
| Admin fee / account holder | $355 | $139+154.7% | $11,214-96.8% | $139+154.7% |