Filed February 9, 2015 (most recent of 6 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES1+ years Service code 26 · EIN 77-0473565 | Advisory (Participants) | $793,345 |
Service code 37 · EIN 04-2647786 | Loan Processing | $593,892 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,362 | $67,505+107.9% | $105,218+33.4% | $67,505+107.9% |
| Participation rate | 96.0% | 71.2%+24.8pp | 77.2%+18.7pp | 71.2%+24.8pp |
| Annual return | -1.08% | 6.52%-7.6pp | 5.33%-6.4pp | 6.52%-7.6pp |
| Employer contribution / active EE | $3,024 | $2,173+39.2% | $3,255-7.1% | $2,173+39.2% |
| Participant deferral / active EE | $8,347 | $3,597+132.1% | $4,867+71.5% | $3,597+132.1% |
| Admin fee / account holder | $323 | $56+476.0% | $6,992-95.4% | $56+476.0% |