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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $43,636 |
EP WEALTH ADVISORS LLC2 years Service code 26 · EIN 33-0152539 | Advisory (Participants) | $30,739 |
Service code 26 · EIN 20-8307105 | Advisory (Participants) | $17,107 |
Filed as: OCTOBER THREE CONSULTING GROUP LLC Service code 28 · EIN 27-1175487 | Investment Management | $10,821 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $5,337 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,857 | $58,888+246.2% | $178,499+14.2% | $73,493+177.4% |
| Participation rate | 98.9% | 66.2%+32.7pp | 81.9%+17.0pp | 70.7%+28.2pp |
| Annual return | 15.85% | 24.86%-9.0pp | 151.10%-135.3pp | 28.51%-12.7pp |
| Employer contribution / active EE | $9,362 | $2,236+318.6% | $5,011+86.8% | $2,270+312.4% |
| Participant deferral / active EE | $6,482 | $2,568+152.4% | $5,202+24.6% | $3,740+73.3% |
| Admin fee / account holder | $437 | $400+9.2% | $13,986-96.9% | $513-14.8% |