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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $42,588 |
PATHLIGHT INVESTORS LLC5+ years Service code 26 · EIN 27-1331092 | Advisory (Participants) | $18,322 |
Service code 26 · EIN 20-8307105 | Advisory (Participants) | $17,563 |
EP WEALTH ADVISORS LLC1 year Service code 26 · EIN 33-0152539 | Advisory (Participants) | $8,312 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $265 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,764 | $52,961+262.1% | $172,752+11.0% | $65,185+194.2% |
| Participation rate | 98.5% | 66.2%+32.3pp | 82.6%+15.8pp | 70.2%+28.3pp |
| Annual return | 19.35% | 30.12%-10.8pp | 802.97%-783.6pp | 29.38%-10.0pp |
| Employer contribution / active EE | $8,822 | $2,190+302.8% | $5,144+71.5% | $2,177+305.3% |
| Participant deferral / active EE | $6,268 | $2,471+153.7% | $5,198+20.6% | $3,514+78.4% |
| Admin fee / account holder | $393 | $472-16.8% | $13,955-97.2% | $847-53.6% |