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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $44,277 |
PATHLIGHT INVESTORS LLC4+ years Service code 26 · EIN 27-1331092 | Advisory (Participants) | $33,877 |
LWI FINANCIAL INC2 years Service code 26 · EIN 95-4699121 | Advisory (Participants) | $18,091 |
OCTOBER THREE CONSULTING LLC3 years Service code 28 · EIN 27-1175487 | Investment Management | $10,566 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $323 |
Filed as: CHARLES SCHWAB & CO. INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,455 | $47,977+228.2% | $154,108+2.2% | $56,289+179.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 83.0%+17.0pp | 69.9%+30.1pp |
| Annual return | -5.51% | 3.54%-9.1pp | 735.21%-740.7pp | -9.96%+4.4pp |
| Employer contribution / active EE | $8,654 | $2,169+299.1% | $5,298+63.4% | $2,111+309.9% |
| Participant deferral / active EE | $5,709 | $2,392+138.7% | $5,081+12.4% | $3,350+70.4% |
| Admin fee / account holder | $466 | $438+6.4% | $13,411-96.5% | $521-10.5% |