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| Provider | Service type | Compensation |
|---|---|---|
PATHLIGHT INVESTORS LLC3+ years Service code 26 · EIN 27-1331092 | Advisory (Participants) | $32,327 |
LWI FINANCIAL INC1 year Service code 26 · EIN 95-4699121 | Advisory (Participants) | $15,621 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $10,791 |
OCTOBER THREE CONSULTING LLC2 years Service code 28 · EIN 27-1175487 | Investment Management | $8,208 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $269 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,432 | $55,453+257.8% | $170,435+16.4% | $62,293+218.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 14.44% | 21.38%-6.9pp | 205.94%-191.5pp | 28.90%-14.5pp |
| Employer contribution / active EE | $8,716 | $2,164+302.8% | $5,432+60.4% | $2,042+326.8% |
| Participant deferral / active EE | $5,258 | $2,303+128.3% | $4,939+6.4% | $3,169+65.9% |
| Admin fee / account holder | $351 | $455-23.0% | $13,881-97.5% | $479-26.9% |