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| Provider | Service type | Compensation |
|---|---|---|
TCI WEALTH ADVISORS INC1+ years Filed as: TCI WEALTH ADVISORS Service code 16 · EIN 86-1002710 | Consulting | $58,152 |
FIRST MERCANTILE TRUST COMPANY1+ years Filed as: FIRST MERCANTILE TRUST Service code 15 · EIN 62-0951563 | Recordkeeping | $45,941 |
Filed as: KRAVITZ, INC. Service code 10 15760 VENTURA BLVD. · ENCINO, CA 91436 | Accounting | $9,924 |
RUSS BALZARINI1+ years Filed as: RUSS KIMBERLIN, CPA, PLLC Service code 10 · EIN 45-5497718 | Accounting | $6,350 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,497 | $75,832+2.2% | $147,617-47.5% | $59,633+30.0% |
| Participation rate | 81.9% | 71.6%+10.4pp | 84.6%-2.7pp | 68.7%+13.3pp |
| Annual return | -1.46% | 0.37%-1.8pp | 61.98%-63.4pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $3,338 | $3,485-4.2% | $5,564-40.0% | $2,203+51.5% |
| Participant deferral / active EE | $5,793 | $3,131+85.0% | $4,895+18.3% | $3,192+81.5% |
| Admin fee / account holder | $666 | $5,986-88.9% | $11,612-94.3% | $4,297-84.5% |