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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,327 | $232,540-85.7% | $185,117-82.0% | $147,586-77.4% |
| Participation rate | 66.7% | 82.4%-15.7pp | 77.3%-10.6pp | 82.8%-16.2pp |
| Annual return | 15.39% | 43.03%-27.6pp | 40.50%-25.1pp | 578.59%-563.2pp |
| Employer contribution / active EE | $1,873 | $5,195-64.0% | $4,182-55.2% | $4,876-61.6% |
| Participant deferral / active EE | $3,672 | $5,834-37.1% | $5,045-27.2% | $5,439-32.5% |
| Admin fee / account holder | $1,857 | $10,275-81.9% | $8,159-77.2% | $10,886-82.9% |