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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,227 | $225,673-60.0% | $203,872-55.7% | $155,188-41.9% |
| Participation rate | 71.4% | 80.3%-8.9pp | 77.8%-6.4pp | 80.8%-9.4pp |
| Annual return | 16.44% | 95.91%-79.5pp | 85.11%-68.7pp | 148.84%-132.4pp |
| Employer contribution / active EE | $2,218 | $4,099-45.9% | $3,757-41.0% | $4,248-47.8% |
| Participant deferral / active EE | $4,879 | $6,893-29.2% | $6,388-23.6% | $6,531-25.3% |
| Admin fee / account holder | $1,159 | $12,327-90.6% | $11,730-90.1% | $14,480-92.0% |