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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,448 | $228,395-82.3% | $185,861-78.2% | $158,982-74.6% |
| Participation rate | 69.2% | 82.3%-13.1pp | 78.0%-8.8pp | 82.0%-12.7pp |
| Annual return | 16.81% | 40.82%-24.0pp | 35.96%-19.2pp | 302.99%-286.2pp |
| Employer contribution / active EE | $1,929 | $4,968-61.2% | $4,088-52.8% | $4,763-59.5% |
| Participant deferral / active EE | $4,754 | $6,417-25.9% | $5,634-15.6% | $5,983-20.5% |
| Admin fee / account holder | $9,438 | $11,869-20.5% | $9,503-0.7% | $11,252-16.1% |