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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,052 | $226,135-84.1% | $182,558-80.3% | $152,909-76.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 17.92% | 192.60%-174.7pp | 148.59%-130.7pp | 345.46%-327.5pp |
| Employer contribution / active EE | $2,848 | $4,979-42.8% | $4,076-30.1% | $4,764-40.2% |
| Participant deferral / active EE | $6,115 | $6,371-4.0% | $5,526+10.7% | $5,851+4.5% |
| Admin fee / account holder | $8,541 | $10,707-20.2% | $8,594-0.6% | $11,601-26.4% |